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Update without Site Visit

Update with Site Visit

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Wind Mitigation

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Full Reserve Study

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Full Reserve Study

Step 1 of 3


Full Reserve Study

Step 1 of 3


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  1. Step 1 – On-site meeting where your Reserve Study provider collaborates with Management and/or the Board of Directors to review the financials, identify community responsibility and document historical information.
  2. Step 2 – Site inspection that includes a component inventory and a condition assessment of the common components with photography evidence.
  3. Step 3 – Creating the Report A detailed explanation of the component inventory with the rationale behind the recommendations is included for categories such as Exterior Building, Clubhouse, Pool and Property Site.

Finally, client support continues after delivery of the report in the form of requested report changes.  A Long term relationship is the Goal of Custom Reserves with periodic Updates to the Reserve Study.

What Customers & Professionals Are Saying About Us


Bernie Mapili Jr.

Certified Public Accountant (CPA)

As a CPA, I suggest having a professional reserve study to all my Association clients. Custom Reserves offers funding plans tailored to any community. Working with Paul in Brevard county has been a pleasure and I am sure he can meet your reserve study needs.


Louis Biron

Insurance Advisor at Sihle Insurance Group

Custom Reserves offers knowledgeable and responsive services to its clientele and its staff has a clear understanding of Community Association needs for reserve studies and insurance replacement cost valuations. I highly recommend Custom Reserves for their expertise and sound counsel.


Cherlene Adewunmi CMCA, AMS

CEO at Premium Solutions Group, LLC

When it comes to the detail and knowledge of Reserve Studies, I highly recommend Mr. Paul Grifoni. Community Leaders rely on many different professionals in the industry and Mr. Grifoni is the professional I go to on any matters concerning the complexity of Reserve Studies.


Cynthia Paul (Montsinger) Morales, LCAM, CMCA, AMS

Orlando Community Association Management Specialist

I have worked with Paul many times in my field of community association management. Specifically, I have called upon him for preparation of reserve studies to help me to determine the value of the assets for each of my communities. Also included in the reserve study is the estimated useful life, estimated replacement cost and current condition of these assets. With this information I am able to determine what to budget for future capital improvments for my customers. Paul’s expertise can’t be beat!


Rebecca Macone

Sales Associate at Homeward Real Estate

I have worked with Paul to provide Reserve studies to multiple Associations. His product is excellent, including easy to understand spreadsheets for the Board. Paul’s willingness to attend multiple Board meetings and his ability to expertly answer questions make him stand out in the industry. I highly recommend Custom Reserves and Paul Grifoni.

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Level Funding Requirement

The Division of Condominiums, Timeshares and Mobile Homes DBPR’s recent interpretations of the Florida Administrative Code Rule 61B-22.0005 for a cash flow analysis be level reserve contributions to be considered fully funded.

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Straight Line Funding

You need to be careful when computing reserves with the straight line method otherwise known as component funding. It is not as easy as it may seem. Things to watch out for are reserve components that are currently being replaced along with phased and overfunded components.

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The Florida Condominium Act provides that in addition to annual operating expenses, the budget shall include reserve accounts for capital expenditures and deferred maintenance. These accounts shall include, but are not limited to, roof replacement, building painting, and pavement resurfacing, regardless of the amount of deferred maintenance expense or replacement cost, and for any other […]

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